<?php
header("Content-Type: application/json");

$flipKey = "JDJ5JDEzJHlkOFNYckl1a3U3VXJkZERKVnNZL3VTN1BLWmE2U3NMeUJXZC9COFV4LmZlb2VUTmdQaEN5"; // ganti dengan key kamu
$url     = "https://bigflip.id/api/v2/disbursement/bank-account-inquiry";

$bank_code      = "bri";          // contoh bank
$account_number = "778001005210532";   // contoh no rek
$inquiry_key    = uniqid("inq_"); // harus unik setiap request

$data = http_build_query([
    "bank_code"      => strtolower($bank_code),
    "account_number" => $account_number,
    "inquiry_key"    => $inquiry_key
]);

$ch = curl_init($url);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_POST, true);
curl_setopt($ch, CURLOPT_HTTPHEADER, [
    "Content-Type: application/x-www-form-urlencoded",
    "Accept: application/json; charset=UTF-8",
    "Authorization: Basic " . base64_encode($flipKey . ":")
]);
curl_setopt($ch, CURLOPT_POSTFIELDS, $data);

$response = curl_exec($ch);
$httpCode = curl_getinfo($ch, CURLINFO_HTTP_CODE);

if (curl_errno($ch)) {
    echo json_encode([
        "status"  => false,
        "message" => curl_error($ch)
    ]);
    curl_close($ch);
    exit;
}
curl_close($ch);

// cek apakah balasan valid JSON
$result = json_decode($response, true);

if (json_last_error() !== JSON_ERROR_NONE) {
    echo json_encode([
        "status"  => false,
        "message" => "Respon bukan JSON",
        "http"    => $httpCode,
        "raw"     => $response
    ]);
} else {
    echo json_encode([
        "status"   => true,
        "http"     => $httpCode,
        "response" => $result
    ]);
}